Motor Trade Insurance
Protect Your Business on the Road and On-Site
Running a motor trade business comes with unique risks — from driving customer vehicles to storing stock, tools, and equipment. CUsafe provides specialist Motor Trade Insurance in Ireland, offering flexible cover for garages, dealerships, mobile mechanics, valeters, recovery operators and other motor trade professionals.
Tailored Insurance Solutions for Every Motor Trade Professional
Our motor trade policies are designed for a wide range of businesses, including:
- Vehicle sales dealers – showrooms, forecourts, or home-based operations
- Mechanical repairs & servicing – garages, mobile mechanics, and workshops
- Panel beaters & crash repair specialists
- Vehicle valeting & detailing services
- Vehicle recovery operators
- Auto electricians and diagnostics specialists
- Windscreen fitters
- Tyre & exhaust fitters
- Vehicle restoration specialists
No matter your specific trade or business model, we tailor a policy that matches your risks and daily operations.
Who do I talk to about Motor Trade Insurance?
Choosing the right motor trade insurance is critical to protect your business, your staff, and your customers. At CUsafe, you’ll speak with specialists who understand the motor trade industry inside out.
Our experienced team will:
- Assess the specific risks in your motor trade business
- Recommend the most suitable road risk or garage & property coverage
- Tailor optional add-ons to fit your exact needs
- Clearly explain all limits, exclusions, and claims processes
- Ensure your policy keeps pace with any changes to your business
With CUsafe, you’re not just getting insurance — you’re getting a trusted partner who knows the motor trade and genuinely cares about your success.
Talk to Gerry & Darren’s Team
Commercial Lines TEam
Why not talk to Gerry and Darren’s team to ensure your business has the protection it needs.
Reach out today – We’re just a call or click away!
Why Choose CUsafe for Motor Trade Insurance?
- Specialist knowledge of motor trade risks across Ireland
- Tailored solutions for different trades and business sizes
- Flexible coverage including road risk and garage combined packages
- Clear, practical advice from experienced brokers
- Ongoing support throughout your policy
Friendly local team offering personalised assistance for credit union members and businesses.
Trusted by Credit Unions
Reliable specialist cover with excellent service, specially for credit union members and Irish businesses.
Motor Trade Insurance FAQs
1. What is motor trade insurance?
Motor trade insurance is designed for businesses that work with vehicles as part of their day-to-day operations. It helps protect against risks such as driving customer vehicles, carrying out repairs, and handling vehicles in your care.
2. Who should have motor trade insurance?
This cover is suited to anyone working in the motor industry, including dealers, mechanics, body repairers, mobile technicians, valeters, and recovery operators—anyone handling vehicles professionally.
3. What cover options are available?
Motor trade insurance can include road risk cover for driving vehicles, as well as combined policies that protect your premises, tools, stock, and liability. Additional options can be added depending on your business needs.
4. Am I covered to drive customer vehicles?
Yes, with the right level of road risk cover, you can drive customer or stock vehicles for work purposes such as collection, delivery, or demonstration.
5. Does this cover apply to mobile businesses?
Yes, policies can be tailored for businesses that operate on the move, including mobile mechanics, repair services, and on-site work.
6. Is motor trade insurance a legal requirement?
If your work involves driving vehicles on public roads, you’ll need appropriate road risk cover. Other protections, like liability insurance, are strongly recommended depending on your setup.
7. Can specialist or high-value vehicles be included?
Yes, cover can be arranged for a wide range of vehicles, including classic, modified, and high-performance models.
8. Are vehicles on my premises covered?
Yes, policies can include protection for vehicles kept at your business location, whether they belong to customers or are part of your own stock.
9. Can recovery vehicles or bikes be insured?
Yes, cover can be extended to include recovery trucks, motorcycles, and other specialist vehicles where required.
10. What optional extras can I add?
Depending on your business, you can include additional protections such as business interruption, cover for tools and equipment, or extensions for work carried out off-site.
11. Can I pay monthly?
Flexible payment options are often available, making it easier to spread the cost of your insurance.
12. How do I choose the right policy?
Speaking with a specialist like CUsafe can help you find cover that matches your business, whether you’re repairing, selling, or transporting vehicles.
Get Insured Sorted Covered
Get the Right Insurance for Your Motor Trade Business
Keep your vehicles, stock, and customers protected with CUsafe. Whether you run your business from a workshop, on the road, or from home, our Motor Trade Insurance offers tailored coverage designed for your needs.