Renovation & Construction Home Insurance
Protect Your Home During Building Works
Planning a renovation, extension, or full rebuild? Standard home insurance usually stops providing full cover the moment major works begin – leaving your property exposed at the most vulnerable time.
CUsafe Renovation & Construction Home Insurance is designed specifically for Irish homeowners undertaking building projects, offering continuous protection for your existing structure, works in progress, materials on site, and liabilities throughout the entire job.
Protect Your Home During Renovation or Construction with CUsafe
Building works introduce new risks — from structural exposure and weather damage to contractor activity, theft of materials, and temporary unoccupied periods. Our policies are built to keep your home protected from start to finish.
Your cover can include:
- Protection for the existing structure and all works underway
- Cover for building materials and fixtures stored on site
- Public and property owners’ liability for accidents or injury during the project
- Optional unoccupied home cover while works are in progress
- A smooth transition back to standard home insurance once the project is complete
Whether you’re adding an extension, modernising an older house, or carrying out a full renovation, CUsafe ensures there are no dangerous gaps in your protection.
Who Do I Talk to About Renovation & Construction Home Insurance?
Most homeowners don’t realise that starting building work can invalidate or limit their existing home insurance. That’s why it’s important to speak with specialists who understand.
Our experienced team will:
- Assess your renovation plans and current level of risk
- Determine the right protection for both the existing home and the new works
- Explain what needs to be declared to insurers
- Ensure you avoid any gaps in cover
- Support you throughout the project and after completion
Talk to Philip’s Team
Personal Lines TEAM
Why not talk to Philip’s team about your insurance needs? With years of experience in personal lines insurance, Philip is here to make sure you get the right insurance coverage.
Reach out today – Just a call or click away!
Why Homeowners Need Specialist Renovation Cover
Renovation and construction projects create insurance challenges that standard home policies rarely handle:
- Structural changes can leave your property exposed to weather or theft
- Contractors and heavy equipment increase liability risks
- Materials stored on site are vulnerable to damage or theft
- Unoccupied periods during works can void normal cover
Failing to arrange proper renovation insurance can result in denied claims — even after the project is finished. Specialist cover ensures you remain protected at every stage.
Irish-based Support
Friendly local team offering personalised assistance for credit union members.
Renovation and construction insurance designed around your specific project and property.
Trusted by Credit Unions
Reliable specialist cover with excellent service, specially for credit union members.
What Our Renovation & Construction Cover Typically Includes
Our policies are built for Irish homeowners carrying out self-build projects, renovation, extension, or reconstruction work.
Cover may include:
- Protection for existing structures and all works in progress
- Building materials, fixtures, and equipment on site
- Public and property owners’ liability
- Optional unoccupied property cover during the build
Quality Renovation Insurance That Doesn’t Cut Corners
Cheap cover during a build can leave you exposed. CUsafe compares specialist insurers to deliver quality protection that matches your project — without unnecessary extras or hidden gaps.
We provide clear guidance, practical advice, and ongoing support so you can renovate with confidence.
Why Choose CUsafe for Renovation & Construction Insurance?
- Specialist experience in renovation and construction risks
- Access to insurers experienced with building projects
- Tailored cover designed for your specific works
- Clear, straightforward advice from a local team
- Full support from planning through to completion
Specialist Home Insurance Products
Find tailored cover for properties that fall outside standard home insurance criteria.
Tailored cover for homes with flat or low-pitch roofs, built around their specific needs.
Safeguard your listed or historic home with cover designed for its unique character.
Flexible cover for landlords managing multiple rental or investment properties.
Specialist protection for listed and historic buildings with unique requirements.
Flexible, affordable cover for mobile homes and holiday lodges across Northern Ireland.